Pci Express Card
 |
US $12.55
PCI & Credit Card Security: Background (Restaurant and Retail Point of Sale)
Restaurant Point of Sale System PCI & Credit Card Security
Since the day magnetic strip cards was introduced to people, both restaurant owners and their diners have been enjoying the convenience of accepting and using credit and debit cards. However, given the sky high cost and frequency of fraud on credit cards, well established card brands (Visa, MasterCard, American Express, Discover and JCB) are already taking steps to safeguard their card holders.
It was in 1968 when IBM invented the magnetic stripe on credit cards and became the industry standard. Given that the track data on the mag stripe can easily be read and duplicated, the branded cards, with the set of standards that the Payment Card Industry (PCI) Security Standards Council has built, it clearly stated the first directive: ‘Don’t store track data.’
The Payment Card Industry (PCI) Standards
The PCI Security Standards Council carried out a three-pronged approach to protecting consumers, banks and merchants/restaurateurs:
* PCI DSS (Payment Card Industry Data Security Standard) - embraces all entities that store, process, or transmit cardholder data (Merchants, restaurateurs, service providers, processors, etc.)
Deadline for Compliance: Month of January 2007 (deadlines are long passed)
What this Means – Restaurateurs, regardless of the size, must complete and submit a PCI Self-Assessment Questionnaire to their Acquiring Bank every year.
* Payment Application Data Security Standard (PA-DSS) - covers all applications used to store, process, or transmit cardholder data as part of authorization or settlement. (Point-of-Sale (POS) application developers)
Deadlines for Compliance:
Oct. 1, 2008 : Payment processors, agents and merchants must use software that is compliant with the new payment application security standards.
Oct. 1, 2009 : Terminate any noncompliant payment applications that merchants might still have in their environments will be required.
July 1, 2010 : Mandatory use of only the payment applications that complies with the new standards.
What this Means – After these deadlines, merchants/restaurateurs that are still running a non-PA DSS-validated application, they automatically fail the PCI assessment and may lose their ability to accept credit cards.
* PED (Pin Entry Devices) Standard – applies to all PEDs and it aims to ensure that the cardholder’s personal identification number (PIN), including any sensitive information such as resident keys, are protected consistently at a PIN acceptance device.
Deadline for Compliance:
Jan. 1, 2004 : To all newly purchased Point of Sale (POS) PIN Entry Devices, they must pass by a recognized laboratory of Visa and be approved by Visa.
July 1, 2010 : Mandates that every POS PIN Entry Devices must pass and get approved by PCI SSC from one of its recognized laboratories.
Which Means : Merchants/restaurant owners have 2 years to replace older, un-approved PEDs.
PCI Do's
* Make routine vulnerability scan for your POS systems.
* Have a security awareness training for your staff.
* Do audits of system access.
* Monitor system activity logs.
* Do remove access privileges of separated employees.
* Do install software patches.
* Do take any threats seriously - have an incident response plan in place.
PCI Don’ts
* Refrain your self from storing or archiving whole credit card numbers.
* You should not transmit credit card information unencrypted.
* With Payment Card Industry, it is not just about making you compliant with the standards – it's all about protecting your business and your customers.
How PCI Affects Restaurateurs
Given consumers’ expectation of universal acceptance of credit and debit cards, a restaurateur’s validation that they are protecting their customer’s personal information is good for business:
Your Business' Reputation / Image
In any competitive business – no restaurateur would want to be referred to as the placed where a personal card data was stolen.
Protects Your Credit / Debit Card Payments Acceptance Ability - non-compliance and/or a breach can risk a restaurateur’s ability to accept credit/debit payments. There are many cases that 80% to 90% of transactions are from credit/debit card accounts. Losing the ability to accept credit/debit cards can reduce your customers.
Impact of State Privacy Laws
By not following the set of rules that discloses personal credit card information in one of the 40+ States governed by the privacy laws may experience double impact on the side of the merchant/restaurateur. Being off-side with the Payment Card Industry might result in fines and lawsuit costs. Being off-side with State Privacy Laws is a crime punishable by confinement with potentially more serious penalties.
Complying / Security Strategy
* Ensure you're using only PA-DSS or PABP validated POS systems
* Ensuring that you use approved PEDs
* Have regular security awareness training for your staff - particularly supervisors
* Doing a background check on your staff that has administrative access to your system is a must
* Have your staff sign a ‘Confidentiality Agreement’
* When it comes to your PCI Self Assessment Questionnaire (SAQ), carefully and accurately complete the form and when you're not sure with your answers, just ask
* If gaps in PCI compliance are identified, develop a realistic plan to straighten it out
* Maintain mature controls to sustain compliance
* Access controls
* Always have double factor for system and device management
* Strong passwords and secure password storage
* Monitoring to detect attack and record evidence
* Control wireless access points
* Maintain a secure configuration
* Section each network
* Maintain an Incident Response Plan and Test It
* Testing and auditing the cardholder environment
It may be difficult task the first time but when everything else is in place, ongoing PCI compliance is not an expensive undertaking. Besides, it's a good practice for businesses to protect the sensitive data that your customers trust upon you.
About the Author
If you would like to know more about this topic or have a question in mind, you may ask for advice with our Restaurant POS professional serving your area.
The author of this article is the Vice President of Customer Relations at POS-for-Restaurants.com with over 20 years experience in the restaurant point of sale industry.
|
|
Lynx AES16e PCI Express Card $632.45 Lynx AES16e PCI Express Card |
|
|
RME HDSPe PCI Express Card $549 RME HDSPe PCI Express Card |
|
|
Rme Hdspe Pci Express Card $549 RME HDSPe PCI Express Card |
|
|
GIGABIT PCI EXPRESS ETHERNET CARD $16.99 GIGABIT PCI EXPRESS ETHERNET CARD |
|
|
Startech.com PCI Express to PCI Adapter Card - 1 x PCI PEX1PCI1 $51.2 Startech.com PCI Express to PCI Adapter Card - 1 x PCI PEX1PCI1 |
|
|
PCI-X to x4 PCI Express Adapter Card - Riser card $179.99 StarTech.com PCI-X to x4 PCI Express Adapter Card - Riser card |
|
|
Startech PCI Express To Mini PCI Express Card Adapter - Mini PCI Card Adapter - PCI Express. Each $38.28 Manufacturer: Startech Computer Products. Each. Convert a Mini PCI Express Card into a Standard Desktop PCI Express Card. The PEX2MPEX PCI Express to Mini PCI Express Adapter Card enables Mini PCI Express cards (Mini Cards) to be used in a standard PCI Ex |
|
|
PCI-Express 1X TO PCI 32bit Adapter Card $29.79 PCI 32Bit To PCI-E PCI-Express 1x Riser Card Adapter 100% BRAND NEW & NEVER USED |
|
|
StarTech.com PCI Express to Mini PCI Express Card Adapter - 1 x Mini PCI Express PEX2MPEX $43.89 StarTech.com PCI Express to Mini PCI Express Card Adapter - 1 x Mini PCI Express PEX2MPEX |
|
|
PCI to PCI Express Adapter Card - PCIe x1 to PCI slot adapter $46.99 StarTech.com PCI to PCI Express Adapter Card - PCIe x1 to PCI slot adapter |
|
|
Startech.com / 2-Port Mini PCI Express Card / MPEX2S952 $83.57 Startech.com - 2-Port Mini PCI Express Card - MPEX2S952 |
|
|
Lacie / 4PORT ESATA PCI EXPRESS CARD / 130991 $276.66 Lacie - 4PORT ESATA PCI EXPRESS CARD - 130991 |
|
|
Startech.com / PCI Express Riser Card Adpt / PEX1RISERF $50.63 Startech.com - PCI Express Riser Card Adpt - PEX1RISERF |
|
|
Startech.com / 2PORT PCI EXPRESS SERIAL CARD / PEX2S950 $61.88 Startech.com - 2PORT PCI EXPRESS SERIAL CARD - PEX2S950 |
|
|
Intel E1G44ET2 Gigabit Ethernet Card - PCI Express $471.37 Intel E1G44ET2 Gigabit Ethernet Card - PCI Express |
|
|
IBM PCI Express Riser Card 43W4391 $570.02 IBM PCI Express Riser Card 43W4391 |
|
|
256MB nVIDIA PCI-Express Video Card 13M8457 $70.27 256MB nVIDIA PCI-Express Video Card 13M8457 |
|
|
Plug-In Card - Pci Express - 10 Gigabit Ethernet $782.99 PLUG-IN CARD - PCI EXPRESS - 10 GIGABIT ETHERNET |
|
|
PCI-E PCI EXPRESS TO 1394b FIREWIRE 800 CARD XIO2213 $35.99 PCI-E PCI EXPRESS TO 1394b FIREWIRE 800 CARD XIO2213 |
|
|
Startech PEX1PCI1 PCI Express/PCI Adapter Card $60 This PCIe to PCI Card lets you use low profile PCI expansion cards in a server or desktop motherboard PCI Express slot. Compliant with PCI Express Specification 1.0a and PCI Specification 2.2 Card connects through a PCIe 1x slot to provide a low profile PCI slot in its place. A spare full size bracket for PCI Express card is also included for use in larger desktop or server PCI Express slots. Riser Card. One PCI Low profile. Host Interface: PCI Express. Dimensions: 5.31 x 2.76 x 0.79. |
|
|
StarTech.com PCI Express to PCI Adapter Card $44.99 0.79" Height x 2.76" Width x 5.31" Depth 1 1 Year 1 x PCI Low-profile 1.83 oz This PCIe to PCI Card lets you use low profile PCI expansion cards in a server or desktop motherboard PCI Express slot. Compliant with PCI Express Specification 1.0a and PCI Specification 2.2, Card connects through a PCIe 1x slot to provide a low profile PCI slot in its place. A spare full size bracket for PCI Express card is also included for use in larger desktop or server PCI Express slots. PCI PCI Express PCI Express to PCI Adapter Card PEX1PCI1 Riser Card RoHS StarTech.com Yes www.startech.com |
|
|
Free post shipping 100% new 1pc/box -E express 1X to PCI 32bits adapter card $24.21 PCI express PCI,PCI express 1X PCI,PCI express to PCI,PCI-E express 1X to PCI adapter card |
|
|
PCI-Express to PCI Adapter Card $29.5 - Easy Plug and Play Installation- Power tap included connects to a standard 5 volt power supply connector- Easily fits into standard PC cases- PCI Express 1 Lane Port (1 virtual channel), 2.5Gbps per direction- Supports PCI 32 bit 33MHz bus one slot- PCI Express Specification Version 1.0 Compliant- PCI Specification Version 2.3 Compliant- Combination low profile PCI 32 bit host cardSpecificationsDimensions: 4.92 in x 4.72 in x 0.71 inWeight: 3.74 oz |
|
|
StarTech.com PCI to PCI Express Adapter Card $45.99 0.79" Height x 2.36" Width x 5.31" Length 0.95 oz 1 1 Year 1 x PCI Express Low-profile The PCI1PEX1 PCI to PCI Express Adapter card lets you use low profile PCIe expansion cards in a server/desktop motherboard PCI slot. The adapter connects through a 32-bit PCI slot to provide a low profile PCIe x1 slot in its place; a spare, full size bracket is included for installation in larger desktop or server expansion slots that can accommodate a full-sized card. The PCI to PCI Express Adapter features an innovative bracket design that adapts and secures the low profile PCI Express card into the converted slot, ensuring a versatile and economical solution for extending the usability of older PCI motherboards or using low profile PCIe cards that do not have PCI equivalents. PCI PCI 32-bit PCI Express PCI to PCI Express Adapter Card PCI1PEX1 Riser Card RoHS StarTech.com Yes www.startech.com |
|
|
HP 577668-B21 PCI Express x8 Card $61.99 3 3 x PCI Express x8 577668-B21 577668-B21 PCI Express x8 Card HP HP ProLiant DL180 G6 Server Hewlett-Packard PCI Express x8 Riser Card www.hp.com |
|
|
IBM PCI-Express (1x16) Riser Card $63.99 1 1 Year Limited 1 x PCI Express x16 46M1073 IBM System x3650 M2 IBM IBM Corporation PCI Express x16 PCI-Express (1x16) Riser Card Riser Card www.ibm.com |
|
|
1G Gigabit 1000MB Ethernet LAN to PCI-E Express Card Adapter $11.99 PCI-e PCI-Express Gigabit Ethernet LAN Network Card |
|
|
StarTech.com 1-port PCI-Express x1 to Left Slot PCI-Express x1 Adapter Card - 1 x PCI Express x1 PCIE1RIS $24.45 StarTech.com 1-port PCI-Express x1 to Left Slot PCI-Express x1 Adapter Card - 1 x PCI Express x1 PCIE1RIS |
|
|
Pex1Pci1 - Startech.Com Pci Express To Pci Adapter Card - 1 X Pci $50.22 This Pcie to Pci Card Lets You Use Low Profile Pci Expansion Cards in a Server or Desktop Motherboard Pci Express Slot. Compliant With Pci Express Specification 1.0a And Pci Specification 2.2, Card Connects Through a Pcie 1x Slot to Provide a Low Profile Pci Slot in Its Place. A Spare Full Size Bracket For Pci Express Card is Also Included For Use in Larger Desktop or Server Pci Express Slots. [96731P] UPC: 065030834629 UNSPC: 43201410 5.7L x 8.3W x 1.6H 0.3 LB 0.05 Cubes |
|
|
StarTech PEX1PCI1R Pci Express To Pci Riser Card $68.5 The PEX1PCI1R PCI Express to PCI Riser Card (leftangle) lets you install a 32bit PCI card into the (x1) PCIe slot on an Intel 1U IPC rackmount chassis a necessary accessory for almost any Intel 1U chassis providing a simple way to expand system capabilities by adding I/O ports or a legacy PCI card to newer systems. Add a PCI card to almost any new Intel 1U IPC chassis without additional driver or software installation. Designed to fit most 1U Intel IPC rack mount server chassis. Additional power connector for high powered PCI cards. No driver or software installation. |
|
|
Startech PCI1PEX1 Pci To Pci Express Adp Card $60 The PCI1PEX1 PCI to PCI Express Adapter card lets you use low profile PCIe expansion cards in a server/desktop motherboard PCI slot. The adapter connects through a 32bit PCI slot to provide a low profile PCIe x1 slot in its place; a spare full size bracket is included for installation in larger desktop or server expansion slots that can accommodate a fullsized card. The PCI to PCI Express Adapter features an innovative bracket design that adapts and secures the low profile PCI Express card into the converted slot ensuring a versatile and economical solution for extending the usability of older PCI motherboards or using low profile PCIe cards that do not have PCI equivalents. Innovative bracket design adapts and secures the existing low profile/halfheight bracket of the PCI Card. PCI revision 2.3 compliant with up to 133MBps of available bandwidth. LP4 Power Connector Included for Universal Voltage PCI Cards (3.3V/5V). Compliant with PCItoPCIe Bridge Architecture Spec Revision 1.2. No driver or software installation. Use newer PCI Express cards on an older PCIonly system. Install a low profile/halfheight PCI Express card into a full profile PCI system. Upgrade expansion cards without having to upgrade the system. Bus Type: PCI / PCIX (5 / 3.3V). Card Type: Low / Standard Profile. Chipset ID: Pericom PI7C9X111SLBFDE. Internal Ports: 1 PCI Express x1 Female. Number of Ports: 1. Operating Temperature: 0C to 85C(32F to 185F). Height: 0.79 . Length: 5.31 . Width: 2.36 . |
|
|
PCI Express PCI-E TO 4-PORT USB 3.0 Controller Card (VL800 Chip) $19.69 PCI Express PCI-E TO 4-PORT USB 3.0 Controller Card |
|
|
Intel PCI-Express Riser Card $37.99 1U Intel Server Chassis SR1500 Intel Server Chassis SR1550 1U low profile riser spare. Provides PCI-E slot with chassis intrusion switch. ASR15XXLPRIS Intel Intel Corporation PCI-Express Riser Card Riser Card www.intel.com |
|
|
PCI Express PCI-e 1X Riser Card Extender Ribbon Cable $5.99 PCI Express PCI-e Riser Card Extender Ribbon Cable: 1.High Quality Flex Ribbon Riser Card 2.Length: 15cm |
|
|
2 Port PCI Express 1394a FireWire Adapter Card - Video input adapter - PCI Express x1 $37.99 StarTech.com 2 Port PCI Express 1394a FireWire Adapter Card - Video input adapter - PCI Express x1 |
|
|
StarTech.com 2-Ports PCI Express GigaBit Ethernet Network Card PCI Express 2 X RJ-45 10/100/1000Base-T Low-Profile $122.98 StarTech.com 2-Ports PCI Express GigaBit Ethernet Network Card PCI Express 2 X RJ-45 10/100/1000Base-T Low-Profile |
|
|
StarTech.com Mini PCI Express Gigabit Ethernet Network Adapter NIC Card - PCI Express - 1 Port - 10/100/1000Base-T - Intern... $61.85 StarTech.com Mini PCI Express Gigabit Ethernet Network Adapter NIC Card - PCI Express - 1 Port - 10/100/1000Base-T - Intern... |
|
|
LaCie USB 3.0 PCI Express Card USB Adapter PCI Express x1 2-Ports 130977 $42.34 LaCie USB 3.0 PCI Express Card USB Adapter PCI Express x1 2-Ports 130977 |